Plan 1 loans: I have earned less than the repayment threshold. Can I get a refund?

You cannot get a refund of deductions via the Pay As You Earn (PAYE) system. So in the example of Jack (see previous page), even when his earnings drop back after the busy summer months, his employer will not refund the deduction made in the earlier month. If he does not fill in tax returns, the only way Jack can get a refund of the £9.54 deduction is to apply direct to the SLC. He will have to show that his total earnings in the tax year did not exceed £18,935. If he does not ask the SLC for a refund, the amount will go towards paying off his loan more quickly.