Home Home
  • Skip to content
  • Large text
  • Switch back to default page layout
  • Accessibility
  • Contact us
  • Site map
  • Home

Tax careers – your future?
Find out about exciting career opportunities in the world of tax and how to get started.

Tax for student money advisers
How you can help students with tax issues: guidance and training materials for advisers.

  • Tax essentials
  • Working
  • Volunteering and training
  • Tax credits and benefits
  • Tax refunds
  • Types of student
  • Going abroad
  • Other income
  • Student loans

Plan 1 loans: I have earned less than the repayment threshold. Can I get a refund?

You cannot get a refund of deductions via the Pay As You Earn (PAYE) system. So in the example of Jack (see previous page), even when his earnings drop back after the busy summer months, his employer will not refund the deduction made in the earlier month. If he does not fill in tax returns, the only way Jack can get a refund of the £9.54 deduction is to apply direct to the SLC. He will have to show that his total earnings in the tax year did not exceed £18,935. If he does not ask the SLC for a refund, the amount will go towards paying off his loan more quickly. 

Student loans

  • Plan 1 Student loans
    • Plan 1 loans: How and when do I pay back my student loan?
    • I am an employee. How do I make Plan 1 student loan repayments?
      • Plan 1 loans: How do Pay As You Earn (PAYE) student loan repayments work?
      • Plan 1 loans: What are employed 'earnings' for student loan repayments?
      • How are repayments calculated?
      • Plan 1 loans: I have earned less than the repayment threshold. Can I get a refund?
      • Plan 1 loans: What happens if I have more than one job?
      • Plan 1 loans: When can I opt out of PAYE repayments?
    • I have to fill in a tax return. How do Self Assessment Plan 1 student loan repayments work?
  • Plan 2 Student loans
  • I have a Plan 1 and Plan 2 loan – how do my repayments work?
  • Postgraduate loans
  • What happens with my student loan if I go abroad?
  • Where can I find out more about student loan repayments?
  • Annotated Starter Checklist

Was this page helpful?

  • Follow us on Twittter
  • Follow us on Facebook
  • About this site
  • Contact us
  • Privacy and cookies
  • Legal
  • News
  • Links

© 2019 Low Incomes Tax Reform Group of the Chartered Institute of Taxation. Registered charity number 1037771
Web design by MID